Vehicle, Business & Personal Finance made easy!
Oxford Finance is dedicated to simplifying the lending process and assisting Kiwis in achieving their financial goals.
Loan Calculator
Term Required: (months)
- 12
- 18
- 24
- 30
- 36
- 42
- 48
- 54
- 60
Repayment Frequency
Total repayment over lifetime of loan: 0
*Estimated repayment amount is based on an indicative fixed interest rate of 9.95% p.a., includes a $174 establishment fee and a $6 monthly account maintenance fee. Finance approval and actual interest rate are subject to Oxford’s credit, suitability and affordability criteria. Learn more about fees and charges. T&Cs will apply.

Take out a new loan and be in the draw to win – Just in time for Christmas!
Available for new loans drawn down from 15 October – 3 December 2025*. 1st prize $2,500 Prezzy Card, 2nd prize $1,500 Prezzy Card, 3rd prize $1,000 Prezzy Card. The lucky winners will be drawn and notified on 5 December. *Ts&Cs apply.
Why choose Oxford Finance
Oxford Finance is a fully New Zealand-owned and operated company dedicated to providing tailored financing solutions to meet your specific needs.
Flexible Loan Terms
We offer flexible loan terms ranging from one to five years, ensuring that you can find the most suitable repayment schedule for your circumstances.
Secure and Convenient Online Application Process
It’s easy to follow and secure – Take a few minutes to complete our form, and our team will be in touch. Once we’ve received all relevant information, you can expect an answer within one business day.
Proven Industry Experience
With over 30 years of experience in the financial industry, Oxford Finance has established itself as a trusted and reliable institution. We are committed to providing exceptional customer service and ensuring responsible lending practices.
24/7 Account Access
Stay in control with round-the-clock access to your account. Conveniently monitor your loan activity, and update your personal information at your own convenience.
What our customers say about us
Oxford Finance are helping Kiwis nationwide. Here’s what our satisfied customers have to say about our vehicle, business and personal finance options.


